Liability insurance

Anyone causing damage is held responsible for it. A personal liability insurance protects you from financial consequences.

For example:

  • Private liability insurance covers damage to rented or borrowed residential accommodation in buildings (e.g. rented flats).
  • Under certain conditions, personal liability insurance also covers damage caused by co-insured children.
  • Personal liability insurance protects you up to €15 million for electronic data exchange and Internet use (e.g. forwarding of virus-infected e-mails).
  • Personal liability insurance protects you against damage to certain movable assets that you have rented, leased, borrowed or stored.

Who is protected:

  • Pedestrians
  • Cyclists, including participation in a cycling race (e.g. triathlon, road rides) or training, provided that the training and participation in the competition is private
  • recreational athletes, such as inline skaters
  • tenants of an apartment or house
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